Planniko

Free planning calculators that do the maths for you — weddings, ang bao, renovations and debt. No sign-up, nothing stored: everything runs in your browser.

Wedding Budget Calculator

Enter your total budget and guest count. The split uses the shares real weddings typically land on — adjust any percentage and watch everything recalculate.

Percentages are editable starting points, not rules — this calculator just splits the pot. Keeping the plan on track for the next 12 months is the planner's job:

You just did step 1. The full Wedding Planner also does:

  • Turns your budget into a payment schedule — who gets paid what, and when, with due-date reminders
  • Tracks every vendor payment and balance still owed, automatically
  • Guest list, RSVPs and drag-and-drop seating
  • Ang bao tracker — see your net cost after gifts received
  • Day-of timeline, task list and calendar exports
Get the full Wedding Planner →

S$43.49 S$30.44 — launch sale ends 30 Nov. Interactive app + spreadsheet, one download.

Instant download · Works in Excel & Google Sheets · One-time payment, yours forever

Singapore Ang Bao Rates Guide

The working rule in Singapore: your ang bao should roughly cover the cost of your seat at the banquet. Pick the venue and your relationship to the couple for a suggested range.

Typical 2026 market ranges, rounded to the nearest S$10. Amounts are custom, not obligation — give what you can afford. Planning a wedding yourself? You're on the other side of this table:

The SG Wedding Planner tracks the receiving side:

  • Ang Bao Tracker — record every packet by guest and see your net cost after gifts
  • Banquet calculator with the real ++ maths (service charge + GST) and a 2-venue comparison
  • Vendor payments, guest list with table counts, SG timeline checklist
  • Everything updates itself — you only type the raw numbers
Get the SG Wedding Planner →

S$21.69 S$16.26 — launch sale ends 30 Nov.

Instant download · Works in Excel & Google Sheets · One-time payment, yours forever

Home Renovation Cost Estimator

A first-pass estimate from floor area, finish level and scope. Real quotes vary by 20% or more — which is exactly why comparing them line by line matters.

Estimate covers a typical whole-home scope at the chosen finish. Partial renovations (kitchen only, one bathroom) come in well below this. The expensive mistakes happen later — when quotes, variations and payments pile up untracked:

The Renovation Budget Planner keeps the real numbers in line:

  • Every quote, payment and outstanding balance tracked by trade — carpentry, electrical, plumbing and more
  • Budget vs actual per category, with over-budget rows flagged automatically
  • Variation orders logged so "small extras" can't quietly become thousands
  • Payment milestones tied to work stages, not contractor pressure
Get the Renovation Budget Planner →

S$25.18 S$18.88 — launch sale ends 30 Nov.

Instant download · Works in Excel & Google Sheets · One-time payment, yours forever

Debt Payoff Calculator

Enter up to four debts. We run both payoff orders as full month-by-month simulations — Avalanche (highest interest first) and Snowball (smallest balance first) — so you can see what the order itself costs.

Interest is an estimate using each debt's APR ÷ 12 per month, the same documented assumption as the full planner. Minimum payments are held fixed for the whole simulation.

The full Debt Payoff Planner turns this into a month-by-month plan:

  • Your payoff calendar — every month mapped until each debt hits zero, for both methods
  • Exact debt-free dates that update when your payments change
  • Extra-payment what-ifs: see what another $50/month buys you in time and interest
  • Progress tracking that shows the balance actually falling, month after month
Get the full Debt Payoff Planner →

S$10.03 S$7.52 — launch sale ends 30 Nov.

Instant download · Works in Excel & Google Sheets · One-time payment, yours forever